26770 N 174th Lane, Surprise, AZ 85387
- $425,000
- 3
- BD
- 2
- BA
- 1,618
- SqFt
- Sold Price
- $425,000
- List Price
- $425,000
- Closing Date
- Apr 22, 2026
- Days on Market
- 37
- Status
- CLOSED
- MLS#
- 6999470
- City
- Surprise
- Bedrooms
- 3
- Bathrooms
- 2
- Living SQFT
- 1,618
- Lot Size
- 6,000
- Subdivision
- Cortana At Desert Oasis
- Year Built
- 2021
- Type
- Single Family Residence
Property Description
Rare opportunity to assume an existing loan at approximately 3.25% interest rate, offering significant monthly payment savings compared to today's rates. This 3 bedroom, 2 bathroom home with 1,618 sq ft also features a private pool and solar system (assumable 2% loan), making it an exceptional value. The home welcomes you with a gated courtyard entry and decorative iron door, creating charm and privacy. Inside, the open floor plan offers tile flooring throughout the main living areas and abundant natural light. The kitchen sits at the center of the home and features white cabinetry, stainless steel appliances, pendant lighting, and a large island with breakfast bar seating, all opening to the dining area and great room--perfect for entertaining and everyday living. The primary suite provides a comfortable retreat with dual sinks and a walk-in shower. Step outside to enjoy the backyard designed for Arizona living, featuring a sparkling private pool and a full-length custom covered patio, creating the perfect space for relaxing, outdoor dining, or entertaining. The yard also includes low-maintenance landscaping. With a rare assumable 3.25% loan, private pool, and solar for energy efficiency, this home offers a unique opportunity for buyers looking to maximize value and reduce monthly costs.
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Additional Information
- Elementary School
- Desert Oasis Elementary School
- High School
- Mountainside High School
- Middle School
- Desert Oasis Elementary School
- Acres
- 0.14
- Assoc Fee Includes
- Maintenance Grounds
- Hoa Fee
- $100
- Hoa Fee Frequency
- Monthly
- Hoa
- Yes
- Hoa Name
- Desert Oasis
- Builder Name
- KB HOMES
- Construction
- Wood Frame, Painted, Stucco
- Cooling
- Ceiling Fan(s), Central Air
- Fencing
- Block, Back Yard, Perimeter
- Flooring
- Carpet, Tile
- Garage Spaces
- 2
- Heating
- Natural Gas
- Laundry
- Inside, Gas Dryer Hookup
- Living Area
- 1,618
- Lot Size
- 6,000
- New Financing
- Cash, VA Loan, FHA, Conventional
- Parking Features
- Extended Length Garage, Garage Door Opener, Attch'd Gar Cabinets
- Lot Features
- Desert Front, Gravel/Stone Front, Grass Back, Auto Timer H2O Front, Auto Timer H2O Back
- Roofing
- Tile
- Pool
- Yes
- Spa
- None
- Stories
- 1
- Subdivision
- Cortana At Desert Oasis
- Taxes
- $1,191
- Tax Year
- 2025
- Water
- Pvt Water Company
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Listing courtesy of Caruso Real Estate. Selling Office: Russ Lyon Sotheby's International Realty.
All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.