18193 W Saguaro Lane, Surprise, AZ 85388

$435,000
3
BD
3
BA
2,726
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Sold Price
$435,000
List Price
$439,900
Closing Date
Feb 13, 2026
Days on Market
212
Status
CLOSED
MLS#
6889830
City
Surprise
Bedrooms
3
Bathrooms
3
Living SQFT
2,726
Lot Size
7,228
Subdivision
Surprise Farms Phase 4 Parcel 4
Year Built
2007
Type
Single Family Residence

Property Description

PRICED REDUCTION & 4.25% FHA ASSUMABLE LOAN MAY BE ELIGIBLE! This beauty boasts 3 bedrooms plus a spacious loft, 2.5 bathrooms, and a 3-car garage. The interior showcases tasteful tile flooring, soaring ceilings, abundant natural light pouring in, and neutral paint. You'll love the well-appointed kitchen, complete with ample cabinets with crown molding, granite counters, an island, a walk-in pantry, and built-in appliances. All appliances convey. Get a restful sleep in the master bedroom, offering carpet for added comfort, a walk-in closet for easy organization, and a full ensuite with dual sinks and a separate shower & tub. The loft has built-in shelves & two desks for studying/work. The backyard shows a cozy covered patio perfect for morning coffee & entertainment. Truly a must-see!

Additional Information

Elementary School
Western Peaks Elementary
High School
Willow Canyon High School
Middle School
Cimarron Springs Middle School
Acres
0.17
Architecture
Ranch
Assoc Fee Includes
Maintenance Grounds
Hoa Fee
$237
Hoa Fee Frequency
Quarterly
Hoa
Yes
Hoa Name
Surprise Farms 3 HOA
Builder Name
RICHMOND AMERICAN HOMES
Community
Surprise Farms Phase 4 Parcel
Community Features
Playground, Biking/Walking Path
Construction
Wood Frame, Painted, Stucco
Cooling
Ceiling Fan(s), Central Air
Fencing
Block
Flooring
Carpet, Laminate, Tile
Garage Spaces
3
Accessibility Features
Bath Lever Faucets, Lever Handles
Heating
Natural Gas
Laundry
Inside
Living Area
2,726
Lot Size
7,228
New Financing
Cash, VA Loan, FHA, Conventional
Other Rooms
Loft
Parking Features
Tandem, Extended Length Garage, Garage Door Opener, Attch'd Gar Cabinets, Separate Strge Area, Direct Access
Lot Features
Corner Lot, North/South Exposure, Adjacent to Wash, Borders Common Area, Desert Front, Sprinklers In Front, Sprinklers In Rear, Grass Back, Auto Timer H2O Front, Auto Timer H2O Back
Roofing
Tile, Concrete
Spa
None
Stories
2
Style
Ranch
Subdivision
Surprise Farms Phase 4 Parcel 4
Taxes
$1,733
Tax Year
2024
Water
Pvt Water Company

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of West USA Realty. Selling Office: West USA Realty.

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.